Payments for cost sharing increasing rapidly over time
Gary Claxton, Larry Levitt, Michelle Long - Kaiser Family Foundation on April 13, 2016 at 10:00:00 am in Health Care Waiting Room Comments (0)
Rising cost-sharing for people with health insurance has drawn a good deal of public attention in recent years. For example, the average deductible for people with employer-provided health coverage rose from $303 to $1,077 between 2006 and 2015.
While we can get a sense of employees’ potential exposure to out-of-pocket costs by looking at trends in deductibles, many employees will never reach their deductibles and other employees may have costs that far exceed their deductibles. In addition to deductible payments, some employees also have copayments (set dollar amounts for a given service) or coinsurance payments (a percentage of the allowed amount for the service). To look at what workers and their families actually spend out-of-pocket for services covered by their employer-sponsored plan, we analyzed a sample of health benefit claims from the Truven MarketScan Commercial Claims and Encounters Database to calculate the average amounts paid toward deductibles, copayments and coinsurance.Read More
Los Angeles to Washington, D.C. - Two Weeks from Today
Gary Toebben on April 12, 2016 at 9:00:00 am in The Business Perspective Comments (0)
Two weeks from today, more than 150 business and civic leaders from Los Angeles County will be in Washington, D.C. to advocate for our region. We’ll be joined by City of L.A. Mayor Eric Garcetti, members of the L.A. City Council, LAUSD Superintendent Michelle King and Board President Steve Zimmer, and elected officials from Glendale, South Bay and West Hollywood. On the agenda will be legislation to improve our economy, transportation, energy, housing, health care, technology, education and workforce development.Read More
California Passes Highest Minimum Wage in the Nation
Gary Toebben on April 5, 2016 at 9:00:00 am in The Business Perspective Comments (3)
Yesterday, Governor Brown and legislative leaders gathered in Los Angeles to sign a bill raising California's minimum wage to $15 an hour - the highest in the country - by 2022. While discussions had been ongoing in the Capitol about a compromise to ward off two competing ballot measures for the November election, the language in the bill that was signed yesterday did not exist two weeks ago.
Trends in Employer-Sponsored Insurance Offer and Coverage Rates, 1999-2014
Michelle Long, Matthew Rae, Gary Claxton, and Anthony Damico | Kaiser Family Foundation on March 30, 2016 at 1:00:00 pm in Health Care Waiting Room Comments (0)
The majority of nonelderly people get their health coverage through an employer-based plan. This issue brief uses data from the National Health Interview Survey (NHIS) to examine trends in employer-sponsored health insurance (ESI) for different types of people and households. While ESI remains the leading source of coverage for nonelderly people (those under age 65), the percentage covered by an employer plan has declined over the last fifteen years. A similar pattern exists with firm offer rates; fewer workers were offered health insurance from their employer in 2014 than in 1999. The decrease in offer and coverage rates has not been universal; families with low and modest incomes have been most affected by the decline. While coverage rates have declined over time, the percentage of the nonelderly population covered by ESI is similar between 2013 and 2014.Read More
It's Sports Time In L.A!
Gary Toebben on March 29, 2016 at 9:00:00 am in The Business Perspective Comments (1)
Last week the National Basketball Association (NBA) chose Los Angeles as the host of the 2018 NBA All-Star Game. The 67th annual game will take place at STAPLES Center on Sunday, Feb. 18, 2018, and will be the record sixth NBA All-Star game in L.A. In announcing the selection, NBA Commissioner Adam Silver said, "Los Angeles is known for first-class hospitality and entertainment..." This three-day event is anticipated to fill 20,000 hotel rooms and generate $100 million in spending.
A Good Fix for L.A.'s Sidewalks
Gary Toebben on March 22, 2016 at 9:00:00 am in The Business Perspective Comments (1)
We've all heard the childhood superstition "Step on a crack, break your mother's back." The City of Los Angeles is currently grappling with how to repair miles of treacherous sidewalks -- without breaking the bank -- and establish who will be responsible for repairs going forward.
Don't Halt Los Angeles' Momentum
Gary Toebben on March 15, 2016 at 9:00:00 am in The Business Perspective Comments (0)
*UPDATE: Since the drafting of this Business Perspective, we have received word that the initiative effort led by Michael Weinstein has stopped collecting signatures, but may try to instead qualify for the March 2017 City Ballot.
Los Angeles is an exciting city in which to live and work right now. Cranes are a common part of the skyline, new rail lines are opening, Olympic momentum is building, and a new movie, City of Gold, celebrates this city's incredible food scene fostered by the diversity in our communities.Read More
Ready to Ride
Gary Toebben on March 8, 2016 at 9:00:00 am in The Business Perspective Comments (0)
This past Saturday, thousands gathered in the San Gabriel Valley for the opening of the Gold Line Extension, which connects Pasadena to Azusa, through the cities of Arcadia, Monrovia, Duarte and Irwindale. This $1 billion, 11.5 mile extension was funded with Measure R dollars approved by the voters in 2008.
Rise Of Latino Political Power In Capitol Could Give New Momentum To Health Care
David Gorn, California Healthline on March 4, 2016 at 10:00:00 am in Health Care Waiting Room Comments (0)
When Anthony Rendon (D-Paramount) is sworn in as assembly speaker Monday, it will mark a historic moment in California politics: For the first time, the two top posts in the state legislature will be held by Latinos.
Rendon will join Senate President Pro Tem Kevin de León (D-Los Angeles) at the top of the Capitol’s political pyramid, a development that could signal much brighter prospects for health care legislation — especially the effort to provide adult immigrants who are living here illegally with coverage under Medi-Cal, the government program for people with low incomes.Read More
State Legislature Passes New MCO Tax, Rescues Over $1 Billion for Medi-Cal
David Gorn, California Health Line on March 2, 2016 at 10:00:00 am in Health Care Waiting Room Comments (0)
The California legislature Monday approved a new health care tax, capping a months-long quest to safeguard over $1 billion in annual Medi-Cal funding the federal government had threatened to take away.Read More